Banking & Insurance

Syndication & Funding


Comparative Market Analysis:

A Comparative Market Analysis (CMA) is a vital tool for both buyers and sellers helping you understand more about an individual property and the market it is being sold in. CMA report is often requested by Bankers while sanctioning or renewing credit facilities. A CMA isn't just comparative math. A thorough knowledge of the dynamics of property sales in the specific area is required to make judgments based on the data presented.

For buyers, this report helps you understand the value of your target property and potential price points that will be attractive to the seller.

For those thinking of selling, purchasing a CMA is a good tool to help you sanity check the information being given to you by your agent and ensure your expectations for your property sale price are within the realms of the market.

For investors, our CMAs also include rental estimates to help you understand what the property is likely to rent for and ensure your revenue predictions are made on an accurate basis.

Different Bank Loan Facilities

The term loan is sanctioned by Banks for the purchase of fixed assets like land, building, equipment and other types of assets. Repayment is fixed over a period of 5 years with EMI payments or bullet payments

The working capital loan is sanctioned by Banks for working capital purposes like holding of inventory, receivables and build up of other current assets in a business. Working capital facilities are renewable every year.

Letter of credit is a type of facility from a Bank guaranteeing a buyer's payment to a seller, in the event that the buyer is unable to make payment on the purchase as per terms of the transaction.

Bank guarantee is a promise from a bank that the liabilities of a party will be met by the Bank in the event that the party fails to fulfil contractual obligations. Bank guarantees are typically requested while executing large projects.

Mortgage loans are loans that are backed by real property by putting a lien on the property being mortgaged. The funds generated from a mortgage loan can be used by the business for any purpose.

REQUIREMENTS FOR CMA REPORT:- (All copies of documents should be self attested by the customer)

MOA, AOA and certificate of incorporation in case of the company, partnership deed in case of a firm and business proof in case of proprietorship

  • Various business registrations and personal KYC, business profile, &net worth documents of business owner/directors.
  • Last three year personal and business financial including ITR and also complete working capital details.
  • Details of security offered to the bank along with complete property documents.
  • Any other details as and when required.

How we help with CMA REPORT Preparation

Engagement advisory

Business except will review your businessfinancial information LOAN documentation to understand the business.


Based on the information collected our advisory buy advisory bank LOAN rating is providing to the client.

Rating Advisory

Before releasing of rating buy the agency a discussion is completed with the client and rating agency.

Needs For CMA REPORT Preparation


working capital

Working capital LOAN is given by banks for working capital proposal like Holland of investments, recivables and built up of other current assets in a business capital, working capital r renewable every year.


Bank warranty

It is promise that is made by a bank that liabilities of party will be met by the bank in the event that party fails to fulfill contractual obligation bank warranty are typically requested will executing a large project.


Letter of cerdit

It is type of facility that a bank granting a buyers payment to a seller. If the buyer is unable to the payment on the purpose as per term and conditions of transaction.


Mortgage LOAN

These are the LOANs that are back to buy real property by putting a lean on the property being mortgage.